Payment Policy

Payment Policy

Last updated: September 26, 2026

At Naya Vault, we aim to provide a secure and convenient checkout experience. This Payment Policy explains the payment methods, payment processing, and related conditions that apply to purchases made through our online store.

1. Accepted Payment Methods

Naya Vault accepts the payment methods displayed at checkout.

Depending on your location and availability, these may include:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • Other major credit or debit cards

  • Digital payment methods made available at checkout

Available payment methods may vary depending on your country, device, currency, and other factors.

2. Secure Payment Processing

Payments are processed through secure third-party payment providers.

Naya Vault does not generally have access to your complete payment card number.

Payment information is transmitted and processed using security measures designed to protect your transaction.

3. Order Payment

Your payment must be successfully authorized before your order can be processed for fulfillment.

If a payment is declined, canceled, reversed, or otherwise unsuccessful, your order may not be processed.

If you experience a payment problem, please verify your billing information and payment method or contact your payment provider.

4. Billing Information

When placing an order, you agree to provide accurate and complete billing information.

This may include:

  • Full name

  • Billing address

  • Email address

  • Phone number

  • Payment information

Providing incorrect information may result in payment failure or delays in order processing.

5. Payment Verification

For security and fraud-prevention purposes, Naya Vault or its payment providers may perform additional verification on certain transactions.

We may cancel or delay an order when a transaction appears suspicious, unauthorized, fraudulent, or otherwise presents a security concern.

If an order is canceled after payment has been successfully collected, an applicable refund will be issued to the original payment method.

6. Currency

Product prices and the currency displayed at checkout may vary depending on your location and the configuration of our online store.

If your payment provider uses a different currency, your bank or payment provider may apply currency convers